A major credit scoring change is opening new doors for Arizona renters—and it’s something every savvy realtor should know. With Fannie Mae and Freddie Mac now accepting VantageScore (which includes rent payment history), first-time homebuyers in Phoenix, Scottsdale, and across the East Valley may finally qualify for mortgages that were once out of reach. This blog breaks down what this means for Arizona real estate professionals, how to leverage it in your buyer pipeline, and why staying informed on lending updates gives you a competitive edge in today’s shifting market.